Vault — your storage.
Complete tasks to earn points in your Vault. Unlock them and they turn into USDC that covers your first contribution to a circle — up to 3,500 points are waiting for every new member.
How the Vault works
When you register, you get 3,500 points in the Vault. They’re not a gift — they’re potential. Every action unlocks part of them; inactivity burns them. Unlocked points turn into USDC that covers your first contribution to a circle.
3,500 points locked
At registration every user gets a starting balance of points in the Vault. They’re potential — not directly withdrawable.
Tasks unlock the points
Connect a wallet, pass KYC, join a circle, invite friends — every action opens part of the Vault.
Inactivity burns it
If you don’t use the app, the Vault burns points every day. It’s an incentive to stay active.
Unlocked = your first contribution
When a task completes, the unlocked points turn into USDC that covers your first contribution to a circle. It can’t be withdrawn directly — the remaining contributions you pay yourself.
Tasks and rewards
Full task list — complete them in order or however suits you.
* The task list may grow. All accruals are automatic and don’t require manual approval.
What “burning” means
The Vault is built for active members, not for “sleepers”. If, for 24 hours, you don’t complete tasks or contribute to circles — the system burns −34 points / day — the Vault rewards activity, not waiting.
- Complete any task from the list above
- Contribute to an active circle
- Join a new circle with a deposit
Start unlocking the Vault
Sign up — tasks and 3,500 points are waiting.
roscashfinancial circlesBETAA distributed mutual-aid tool. Building trust through collective savings on the blockchain.